What is Legal Expense Insurance and who needs it?
Legal Expense Insurance provides peace of mind for any individual who comes into contact with the public – and that means all of us. No matter how careful any individual or business may be there is always the risk of exposure to a legal case. Mounting a legal defence is an expensive business and sadly one that’s becoming increasingly commonplace. In today’s increasingly complicated business environment it pays to make sure policyholders are fully covered.
Legal expenses insurance cover is designed to cover the cost of defending an individual or their business against legal claims made against them including:
- The appointment of legal counsel
- The appointment of expert witnesses
What Are the Policy Limits?
We provide as standard a limit of £100,000 for a very competitive flat premium. This can be purchased in isolation or as an add on to one of our many other Products. Peace of mind at a very competitive premium.
The policy provides impartial, confidential advice from qualified consultants in many areas of law including:
- General Law
- Employment Law
- Health and Safety
- Contract law
- Personal Injury
Gresham Underwriting is a Lloyd’s Cover holder and is able to utilise both Lloyd’s and Company market capacity. We only ever use A-rated carriers. Our Legal Expenses policy is placed under binding authority with capacity provided by Great Lakes Insurance Company.