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Combined, Material Damage and Liability

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We have many different policies tailored to specific trades and professions but what if your client’s business falls outside of these trades? Or what if they are looking for Liability only cover…or Material Damage only? 

Introducing our policies covering: 

  • Property Damage
  • Liability Insurance
  • Business Interruption
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Type of Risks Covered

We offer cover for many different types of trade including:

  • Soft drinks manufacturing & wholesale
  • Solar panel manufacture & wholesale
  • Sheet metal manufacturers
  • Precision engineering & grinding
  • Paint & Varnish wholesale
  • Meat processing & wholesale
  • Electrical goods distribution & wholesale
  • Computer software & hardware manufacture & wholesale
  • Bathroom equipment / furniture manufacture & wholesale
  • Building / joinery merchants and wholesalers
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Cover

Our cover is broad and can be tailored for your client’s needs. We provide the following limits: 

  • Material Damage up to £7.5M any one location 
  • Employer’s Liability to £10M
  • Public/Products Liability to £5M

Optional covers for:

  • Business Interruption
  • Deterioration of Refrigerated Stock
  • Loss of Licence
  • Engineering Inspection
  • Equipment Breakdown
  • Cyber
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Legal Expenses 

Though a business may be run to high standards and in accordance to regulations including health and safety, there is always the risk of exposure to a legal case. Our Legal Expenses comes as a quick and simple add on that offers your client peace of mind and cover in the event they find themselves in the situation where they need legal assistance.   

A-rated Capacity

Gresham Underwriting is a Lloyd’s Cover holder and is able to utilise both Lloyd’s and Company market capacity. We only ever use A-rated carriers. Our Combined package and stand-alone Material Damage and Liability policies are placed under binding authority with JRP Underwriting & Covea Insurance.

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