Combined, Material Damage and Liability

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We have many different policies tailored to specific trades and professions but what if your client’s business falls outside of these trades? Or what if they are looking for Liability only cover…or Material Damage only? 

Introducing our policies covering: 

  • Property Damage
  • Liability Insurance
  • Business Interruption

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Existing Brokers

Type of Risks Covered

We offer cover for many different types of trade including:

  • Soft drinks manufacturing & wholesale
  • Solar panel manufacture & wholesale
  • Sheet metal manufacturers
  • Precision engineering & grinding
  • Paint & Varnish wholesale
  • Meat processing & wholesale
  • Electrical goods distribution & wholesale
  • Computer software & hardware manufacture & wholesale
  • Bathroom equipment / furniture manufacture & wholesale
  • Building / joinery merchants and wholesalers


Our cover is broad and can be tailored for your client’s needs. We provide the following limits: 

  • Material Damage up to £7.5M any one location 
  • Employer’s Liability to £10M
  • Public/Products Liability to £5M

Optional covers for:

  • Business Interruption
  • Deterioration of Refrigerated Stock
  • Loss of Licence
  • Engineering Inspection
  • Equipment Breakdown
  • Cyber

Legal Expenses 

Though a business may be run to high standards and in accordance to regulations including health and safety, there is always the risk of exposure to a legal case. Our Legal Expenses comes as a quick and simple add on that offers your client peace of mind and cover in the event they find themselves in the situation where they need legal assistance.   

A-rated Capacity

Gresham Underwriting is a Lloyd’s Cover holder and is able to utilise both Lloyd’s and Company market capacity. We only ever use A-rated carriers. Our Combined package and stand-alone Material Damage and Liability policies are placed under binding authority with JRP Underwriting & Covea Insurance.

    • Independent Brokers

      This online TOBA application process is intended for independent brokers, regulated by the FCA, that are applying on their own behalf and:

      a) not on behalf of a network
      b) not to include any Appointed Representatives.
      If you wish to apply for either of the above please contact:

      Commercial Manager/Director

      Accounts Contact

      How Did You Hear About Us?*

      What product are you interested in?*

      Business details

      Company Registered Address


      What software system do you use?*

      What is your company's estimated GWP?*

      Are you applying to gain access to:

      Gresham's online quote platformLloyd's and London MarketCapacity / Delegated Authority Programmes
    • Our broking experts are here to assist you throughout the year.

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      • 01322 537 037

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